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#35: Your Assets: Financing and Refinancing Personal, Investment, and Business Properties

When interest rates decline, property refinancings increase, as individuals, businesses, and investors rush to reduce the interest cost for existing mortgages. However, don’t be too quick to react to a decline in interest rates. The interest rate is only one of the many factors you should consider when evaluating lenders who are willing to grant you a mortgage or other long-term loan.

Use this Resource Report to review all the factors before financing or refinancing a personal, business, or investment mortgage.

Other topics: Fixed versus variable interest rate, points vs. interest rate, formula for combining the stated interest rate with points at different levels, tax deductions, mortgage strategies, table to calculate interest savings, and a checklist of actions to take before financing or refinancing a mortgage.

#35: Your Assets: Financing and Refinancing Personal, Investment, and Business Properties
Price: $39.00   |   Pages: 13

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  • Four Action Alerts on Purchasing, Inventory, and Suppliers
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  • Have You Selected the Right Executor/Executrix?
  • Know Facts and Cautions on Buying Zero Coupon Bonds vs. Regular Bonds
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  • How to Automatically Increase Your Life Insurance
  • Use of a Living Trust Is Not for Everyone
  • Owner Is Forced to Sell, but Gets Cash and Affiliate
  • What Investment and Workshop Expenses Are Tax Deductible?
  • Business Association Insurance Can Reduce Costs

Our Idea of the Month are brief articles designed to help you save money, protect your assets, make more-informed decisions, and increase your personal and business wealth.


Tom MartinThe Ideas of the Month are principally written by Thomas J. Martin, publisher and president, author, lecturer, consultant, investment banker, college professor, and founder of our publishing company in 1977. For 39 years, Tom has helped hundreds of businesses and individuals on many of the topics covered on this website. The Case Studies are actual, real-life examples of how businesses and individuals solved problems, took advantage of opportunities, and met big challenges. For subjects covered, please see Solutions (15 Critical Subject Areas) in the Menu Bar at the left side of this page. Enjoy and we look forward to reading your comments

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