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#12: Key-Executive Insurance: Why, Who, When, and How Much?

For Business Owners, Executives, and Self-Employed

A company’s success, sometimes its very survival, often is dependent on one or a few key people. The sudden, unexpected absence or death of an owner, top salesperson, or high-level officer can cause sales to plummet, orders to back up, paperwork to be lost, loans to be called, credit lines to shrink, and operations in general to be severely disrupted. A business can protect itself against these possibilities with key-executive insurance but chances are you are among the 90% of business owners who don’t have this coverage.

This Resource Report explains why you need key-executive insurance, who to cover, how much you need, what it will cost, which policies to consider, and how it is taxed.

Other topics: Term vs. cash value policies, split-dollar and disability insurance, the special needs of business owners and executives who own all or part of a business, and the formulas to determine the amount of life insurance coverage needed for each executive.

#12: Key-Executive Insurance: Why, Who, When, and How Much?
Price: $39.00   |   Pages: 16

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Tom MartinThe Ideas of the Month are principally written by Thomas J. Martin, publisher and president, author, lecturer, consultant, investment banker, college professor, and founder of our publishing company in 1977. For 39 years, Tom has helped hundreds of businesses and individuals on many of the topics covered on this website. The Case Studies are actual, real-life examples of how businesses and individuals solved problems, took advantage of opportunities, and met big challenges. For subjects covered, please see Solutions (15 Critical Subject Areas) in the Menu Bar at the left side of this page. Enjoy and we look forward to reading your comments

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