Expert Advice on Business and Personal Concerns, Problems, and Challenges.
These 40 Resource Reports are designed to help you save money, protect what you have accumulated, and build more wealth. They consist of 28 Business and 12 Personal/Family Reports and cover the big-dollar subject areas which most affect your business and personal finances. Each report is a comprehensive, self-contained solution center. The average number of pages is 25 and the average cost is $39; the range is $19 to $59.
All reports are updated continually to reflect recent tax legislation and all annual indices and limits published by the IRS, Social Security Administration, and other organizations.
#01: 50 Strategies to Increase and Manage Your Cash Flow
Strategies that work equally well both in good and bad times to increase cash flow today, with a Case Study on increasing sales and profits.
#02: How to Determine the Value of a Business
Includes a Case Study to apply to your own business or one you want to acquire, with how to compute the final, weighted value of an actual company.
#03: Buy-Sell Agreements and Succession Planning
Information on buy-sell methods, how to value and protect ownership, and how to finance the buyout for owners, executives, and family members of closely held businesses.
#04: Assessing a Business’ Health and Profitability
Includes two Case Studies, financial spread sheet, and a comparative analysis of an actual company to help you put it all together.
#05: 20 Ways to Build Your Retirement Fund
Includes ways to increase your retirement income, how to prepare a Retirement Cash Flow Model and make up deficits to meet your retirement needs, with tools to project how much you will have based on additional contributions, savings rate, and how long that money will last.
#06: Selling a Business: Structuring and Negotiating the Best Deal
Includes a Case Study to help you prepare your own business for sale, increase its value, and your options to get paid.
#07: Criteria for Setting Your Compensation
Guidelines for setting compensation to help you determine, increase, and justify your annual salary, and that of your executives, spouse and other family members. Includes 12 compensation criteria, cautions, loans, and other issues.
#08: Auto and Equipment Leasing
To help you decide whether to lease or buy an automobile or other capital equipment, with advice from an experienced leasing expert on what to watch for, ask for, and insist on.
#09: Rules on Travel, Auto, Meal, and Entertainment Deductions
How to increase your deductions and protect them from IRS attack, with more than 30 tax facts and alerts to substantiate claims, avoid lost deductions, and stay out of trouble with the IRS.
#10: Profiling and Presenting Your Company to the World
To help you prepare a complete company profile, a vital tool for financing, valuing, and selling a business, and to identify new opportunities for growth and improved profitability. Includes a comprehensive Case Study of an actual business.
#11: Employment Contracts: When to Offer and What to Include
Employment agreements can prevent misunderstandings and costly problems. This Report offers key provisions to include, cautions on firing, and a sample Employment Offer and Employment Agreement.
#12: Key-Executive Insurance: Why, Who, When, and How Much?
Why you need key- executive insurance, who to cover, how much you need, what it will cost, which policies to consider, and how it is taxed. Includes term vs. cash-value policies and the formulas to determine the amount of life insurance coverage needed for each executive.
#13: Renting and Leasing Properties: For Both Tenants and Landlords
What to know, how to uncover the risks of a lease, negotiating ideas, big -dollar questions to ask, provisions to guard against, providing for future needs, purchase option, and a glossary of rental terms.
#14: How to Value and Protect a Company’s Goodwill and Its Intangible Assets
Five methods to identify, value, and protect your company’s intangible assets and intellectual property. Includes two Case Studies.
#15: How to Protect Against Misuse of Business Ownership
There are many times in which part of the ownership of a business is sold, transferred, or given away. Done incorrectly, it can put you and the entire company at risk. This Report covers the many pitfalls and provides a sample Investment Letter from the buyer/recipient.
#16: Buying a Business: How to Do It the Right Way
Purchasing all or part of another business demands careful analysis. This Report provides a detailed acquisition guideline, and a Case Study to illustrate what kinds of things can go wrong and the consequences when they do.
#17: How to Protect Your Company’s Confidential Information
How to avoid misuse of a company’s proprietary information by potential buyers, lenders, investors, executives and employees, consultants, advisers, salespeople, agents and reps, and competitors. Includes a sample Confidentiality and Nondisclosure Agreement.
#18: Your Compensation, Benefits, and Retirement Money
A detailed review of benefit options, retirement plans, tax deductions, and ways to set aside more money for retirement.
#19: 12 Ways to Multiply a Business’ Value
How to get the most money for your business by applying the highest possible multiple to the highest adjusted profit. Includes valuation formulas, profit adjustments, and types and uses of multiples to increase a company’s value.
#20: How to Get More Capital for Your Business
How to use your company’s balance sheet for loans that offer more flexibility, more capital, and better repayment terms, especially for cyclical or fast- growing businesses, or even troubled companies.
#21: Analyzing Your Own Business or One You Want to Buy or Invest In
Over 100 questions to ask, 14 mistakes to avoid, and all the areas to analyze when evaluating another business you are thinking of buying or investing in, or when positioning your own business for growth, financing, or potential sale.
#22: Money To and From Your Company: For Owners, Executives, and Family
How to avoid the severe tax implications of loans from your company that the IRS views as taxable compensation or a dividend. Applies to owners, partners, board members, employees, family members, and affiliated businesses.
#23: How to Prepare Your Business for Sale
How to prepare your business for sale, including 9 ways to value the business, 4 ways to get paid, and 14 ways to increase its selling price. Includes a Case Study on how to adjust a company’s financial statements to increase its value and selling price.
#24: Financings: Impact of Points on Your Total Mortgage Costs
For new and refinanced loans. How to compare and get the best loan terms by calculating and knowing its effective interest rate. Includes tables, formulas, example of the calculation, and a review of all tax deductions to which you’re entitled.
#25: Pricing Your Company’s Products and Services to Increase Sales and Profits
A complete review of the types of analysis that can take all the guesswork out of setting prices for both new and existing products. Includes examples, the steps to pricing a company’s products, and a Case Study.
#26: Cash Flow: Know Its Value When Buying, Selling, or Expanding
How to ensure that any investment today makes economic sense for the future. Includes two Case Studies as a buyer and as a seller: What is the desired return? And what should the net cash inflow be to obtain that return?
#27: Your Family’s Role in Business Continuity and Succession Planning
Detailed answers to questions about transferring or selling a business, with the impact on estate planning, business continuation, ownership, retirement, insurance, tax implications, and much more.
#28: How to Finance a Business: Common Stock, Preferred Stock, Debt, and Convertible Securities
How to use debt, common stock, preferred stock, and convertible securities to get needed capital for equipment purchases, working capital, debt repayment, and expansion. Includes Case Studies on each financing method and sources of capital.
#29: Your Will and Estate: Will It Do What You Want It to Do?
What to know and how to design a will that saves your heirs taxes and distributes assets according to your intentions. Includes codicils, family transactions, IRS alerts and cautions, distribution options, trusts, estate planning, and a Family Information Roadmap.
#30: Your Insurance: Getting the Most from Your Life Insurance Dollars and Protecting What You Have
A comprehensive checklist to audit all of your personal and business insurance coverage, including an inventory of policies/coverage, identifying gaps, selecting settlement options, and 17 ways to reduce and effectively use premium outlays.
#31: Your Home: Mortgages, Refinancings, Ownership, Sale, Insurance, and Taxation
The rules, restrictions, and options on the increasingly complex management task of home ownership. Includes analysis of mortgage financings, home equity loans, second and vacation homes, property insurance, and business use of a home.
#32: Your Investments: 44 Action Alerts to Use Today and Throughout the Year
A comprehensive guide with 44 action alerts and facts to use today, minimize capital gain taxes, maximize tax savings from investment losses, increase investment income, and reduce portfolio risk.
#33: Your Retirement: A Roadmap for Your Retirement Planning
How to design a retirement plan that considers all legal and tax options, with planning options, retirement income model, contribution options and limits, use of IRAs/Roth IRA, and compliance and recordkeeping. Includes 27 facts and alerts to use today.
#34: Your Business: How the IRS Values a Family Business for Heirs, Successors, Gifts, and Estate Taxes
To help you establish the value of a family business for your family, heirs, successors, or the IRS. Includes a Case Study, review of goodwill, use of discounts, and 8 valuation methods with a final weighted value.
#35: Your Assets: Financing and Refinancing Personal, Investment, and Business Properties
A review of all factors to be considered before financing or refinancing a personal, business, or investment mortgage, with an analysis of all costs associated with financing and refinancing.
#36: Your Ownership: What to Know About the Equity in Your Business
Detailed instructions to help you value the equity in a family business, with a Case Study of an actual business from start-up. Includes the concepts, initial capitalization, and value calculations. Also includes present value tables and discussion of present value analysis.
#37: Investment Formulas Help You Decide When to Hold, When to Sell
To help you decide if it’s worth holding a stock or bond for a long-term capital gain at different tax rates. Includes examples, formulas, and ways to reduce investment taxation.
#38: How Interest Rate Changes Impact Bond Prices
How to reduce portfolio risk by fully understanding the relationship between interest rates and the prices of short- and long- term securities, with ideas to reduce risk and an example of the impact on the prices of long-term securities at various interest rates.
#39: How to Maximize Retirement Income and Minimize Taxes
How to increase your after -tax retirement income, with a review of your retirement money, income, withdrawal options, taxation, Roth IRA, and strategies to increase your after- tax income after retirement.
#40: Real Property Investments: What to Know, What to Avoid
What it takes to make a good real estate investment and what it takes to be a good real estate investor. Also: Cash flow and refinancing examples, property management and tenants, company- owned facilities, and your home as an investment.