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Personal Finance
Reports in this category provide advice on how to grow and protect your personal assets. Personal finance topics fall outside the discipline of running a business, but some are of big-money consequences when it comes to selling a business, succession planning, and other major transactions. Reports in this category also include topics such as insurance, wills, your home, investments, and retirement. For a more focused view of the reports that are most relevant to your immediate needs, click on the appropriate solution in the Menu Bar at the left side of this page.
All reports and manuals are updated continually to reflect recent tax legislation and all annual indices and limits published by the IRS and other organizations.
#05: 20 Ways to Build Your Retirement Fund
Includes ways to increase your retirement income, how to prepare a Retirement Cash Flow Model and make up deficits to meet your retirement needs, with tools to project how much you will have based on additional contributions, savings rate, and how long that money will last.
#07: Criteria for Setting Your Compensation
Guidelines for setting compensation to help you determine, increase, and justify your annual salary, and that of your executives, spouse and other family members. Includes 12 compensation criteria, cautions, loans, and other issues.
#08: Auto and Equipment Leasing
To help you decide whether to lease or buy an automobile or other capital equipment, with advice from an experienced leasing expert on what to watch for, ask for, and insist on.
#101: How to Value Any Business
An in-depth, 289-page Reference Manual for use by owners, advisers, and other interested parties to properly value a business. Includes 16 Case Studies, 27 Valuation Methods, and a Master Case Study which values an actual company.
#102: Selling Your Business: How to Negotiate the Best Deal
An in-depth, 135-page Reference Manual for use by owners and advisers: Why, when, and how to sell a business. Includes 5 Case Studies, 127 valuation and financial concepts and terms, and a checklist of 106 questions to ask and get answers to when selling or buying a business.
#12: Key-Executive Insurance: Why, Who, When, and How Much?
Why you need key- executive insurance, who to cover, how much you need, what it will cost, which policies to consider, and how it is taxed. Includes term vs. cash-value policies and the formulas to determine the amount of life insurance coverage needed for each executive.
#15: How to Protect Against Misuse of Business Ownership
There are many times in which part of the ownership of a business is sold, transferred, or given away. Done incorrectly, it can put you and the entire company at risk. This Report covers the many pitfalls and provides a sample Investment Letter from the buyer/recipient.
#18: Your Compensation, Benefits, and Retirement Money
A detailed review of benefit options, retirement plans, tax deductions, and ways to set aside more money for retirement.
#22: Money To and From Your Company: For Owners, Executives, and Family
How to avoid the severe tax implications of loans from your company that the IRS views as taxable compensation or a dividend. Applies to owners, partners, board members, employees, family members, and affiliated businesses.
#23-A. Why You Should Personally Own Your Company’s Facilities
A Wealth-Building Strategy for You and Your Family to Own Assets Outside the Business
#24: Financings: Impact of Points on Your Total Mortgage Costs
For new and refinanced loans. How to compare and get the best loan terms by calculating and knowing its effective interest rate. Includes tables, formulas, example of the calculation, and a review of all tax deductions to which you're entitled.
#29: Your Will and Estate: Will It Do What You Want It to Do?
What to know and how to design a will that saves your heirs taxes and distributes assets according to your intentions. Includes codicils, family transactions, IRS alerts and cautions, distribution options, trusts, estate planning, and a Family Information Roadmap.
#30: Your Insurance: Getting the Most from Your Life Insurance Dollars and Protecting What You Have
A comprehensive checklist to audit all of your personal and business insurance coverage, including an inventory of policies/coverage, identifying gaps, selecting settlement options, and 17 ways to reduce and effectively use premium outlays.
#31: Your Home: Mortgages, Refinancings, Ownership, Sale, Insurance, and Taxation
The rules, restrictions, and options on the increasingly complex management task of home ownership. Includes analysis of mortgage financings, home equity loans, second and vacation homes, property insurance, and business use of a home.
#32: Your Investments: 44 Action Alerts to Use Today and Throughout the Year
A comprehensive guide with 44 action alerts and facts to use today, minimize capital gain taxes, maximize tax savings from investment losses, increase investment income, and reduce portfolio risk.
#33: Your Retirement: A Roadmap for Your Retirement Planning
How to design a retirement plan that considers all legal and tax options, with planning options, retirement income model, contribution options and limits, use of IRAs/Roth IRA, and compliance and recordkeeping. Includes 27 facts and alerts to use today.
#34: Your Business: How the IRS Values a Family Business for Heirs, Successors, Gifts, and Estate Taxes
To help you establish the value of a family business for your family, heirs, successors, or the IRS. Includes a Case Study, review of goodwill, use of discounts, and 8 valuation methods with a final weighted value.
#35: Your Assets: Financing and Refinancing Personal, Investment, and Business Properties
A review of all factors to be considered before financing or refinancing a personal, business, or investment mortgage, with an analysis of all costs associated with financing and refinancing.
#37: Investment Formulas Help You Decide When to Hold, When to Sell
To help you decide if it's worth holding a stock or bond for a long-term capital gain at different tax rates. Includes examples, formulas, and ways to reduce investment taxation.
#38: How Interest Rate Changes Impact Bond Prices
How to reduce portfolio risk by fully understanding the relationship between interest rates and the prices of short- and long- term securities, with ideas to reduce risk and an example of the impact on the prices of long-term securities at various interest rates.
#39: How to Maximize Retirement Income and Minimize Taxes
How to increase your after -tax retirement income, with a review of your retirement money, income, withdrawal options, taxation, Roth IRA, and strategies to increase your after- tax income after retirement.
#40: Real Property Investments: What to Know, What to Avoid
What it takes to make a good real estate investment and what it takes to be a good real estate investor. Also: Cash flow and refinancing examples, property management and tenants, company- owned facilities, and your home as an investment.
#42-A. How to Prepare a Family Roadmap for Analysis and Distribution of Your Assets
To Help You Get Everything in Order, To Use Today and Save for Future Reference
#49-A. How to Use Dollar-Cost Averaging to Reduce Risk on Investment Portfolio
An Illustration Details the Exact Benefits of Using Dollar-Cost Averaging
#50-A. Five Ways to Distribute Your Assets: Did You Choose the Wrong Method?
This $1,000,000 Estate Distribution Will Answer the Question
#51-A. Executive Actions That Can Result in Personal Liability
To Help You Avoid Personal Liability when You or Family Transact with the Company
